UC offers a wide selection of medical plans, including an assortment of HMO, PPO, HRA with PPO, and point-of-service plans. You are eligible for a choice of plans if you qualify for Full or Mid-level benefits. Employees eligible for Core benefits enroll in the Core Medical Plan, a fee-for-service plan.
Medical plan premiums are shared by the employee and UC, with UC paying approximately 89% of the full premium cost. Your monthly medical plan cost depends on the plan you choose, the level of coverage, and your annual full-time equivalent salary. Additionally, unless you elect otherwise, you pay your portion of the Medical Plan premium on a pre-tax basis (See Tax Savings on Insurance Premiums (PDF) for more information).
The types of plans UC offers are explained in the Your Group Insurance Plans booklet (PDF).
The following is a list of the plans most commonly chosen by UC Berkeley employees:
- Anthem Blue Cross Plus
- Anthem Blue Cross PPO
- CIGNA Choice Fund
- Health Net HMO
- Health Net Blue & Gold HMO
- Kaiser CA North